About Jodie Moyes

Your Trusted Independent Insurance Advisor — Summerville, SC

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When it comes to protecting your health, your family, and your financial future, you deserve an advocate who truly understands the system — not just someone selling a policy.
That's exactly what I bring to the table.

With over 30 years of experience in healthcare operations, Medicare and Medicaid claims, and high-ticket sales, I've spent my career on the inside of the insurance and healthcare world — managing billing, navigating claims, and helping people get the coverage they deserve. Now, as an independent broker, I've taken that deep industry knowledge and put it entirely in your corner.

As an independent agent, I'm not tied to any single insurance company. That means I can shop multiple top-rated carriers to find the plan that truly fits your needs and your budget — not just what's most convenient for a captive agent to sell.

What I Can Help You With


 
🏥 Medicare Solutions

Whether you're turning 65, newly retired, or simply re-evaluating your current Medicare coverage, I'll walk you through your options clearly — Medicare Advantage, Medicare Supplement (Medigap), and Part D Prescription Drug Plans — so you can make a confident, informed choice.
💊 Health Insurance

From individual and family health plans to employer alternatives and short-term coverage, I help you find a health plan that fits your life and your budget — without the confusion.
🦷 Dental, Vision & Hearing

These are often overlooked — but they matter. I offer standalone and bundled plans to help you stay on top of your whole-body health without breaking the bank.
📈 Fixed Annuities

Looking for a safe, guaranteed way to grow your retirement savings? Fixed annuities offer principal protection and steady, predictable growth — without the risk of the stock market. I'll help you evaluate whether an annuity is the right fit for your retirement strategy.
🏠 Long-Term Care (LTC) Insurance

One of the most important — and most overlooked — planning tools available. LTC insurance helps cover the cost of home care, assisted living, or nursing home care so your savings stay intact and your loved ones aren't left carrying the burden.
🏥 Supplemental & Indemnity Plans

Life is unpredictable. Cancer, hospital stays, and disability can create serious financial hardship even when you have primary insurance in place. I offer supplemental indemnity plans that pay you directly — giving you a cash safety net when you need it most. Coverage options include:
 
  • Cancer Indemnity Plans
  • Hospital Confinement Plans
  • Short-Term Disability
  • Accident Indemnity Plans
🛡️ Life Insurance

Life insurance isn't one-size-fits-all, and I offer options to fit nearly every situation and budget:
 
  • Term Life Insurance Affordable coverage for a set period of time — ideal for income replacement, mortgage protection, or covering your family during their most financially vulnerable years.
  • Whole Life / Permanent Life Insurance Lifelong coverage that builds cash value over time. A smart tool for estate planning, wealth transfer, or leaving a lasting legacy for your loved ones.
  • Final Expense Insurance Designed specifically to cover end-of-life costs — funeral expenses, medical bills, and other debts — so your family isn't left with a financial burden during an already difficult time. Plans are typically affordable, easy to qualify for, and available to seniors up to age 85.
  • Accidental Death & Dismemberment (AD&D) An affordable layer of protection that pays a benefit if death or serious injury occurs as the result of a covered accident. A great supplement to an existing life policy.
  • Guaranteed Issue Life Insurance No medical exam. No health questions. No denials. If you've been turned down for coverage in the past due to health issues, a guaranteed issue policy ensures you can still protect your family — regardless of your health history.
  • Simplified Issue Life Insurance A middle ground between fully underwritten and guaranteed issue — minimal health questions, no medical exam, and faster approval. Great for those who want more coverage than guaranteed issue offers but want to avoid the traditional underwriting process.

Whether you're looking to protect your family, cover final expenses, or simply ensure you're never a burden to the people you love most — I'll find the right solution for you.
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Why Work With Me?


✅ Licensed and Insured ✅ 30+ years in healthcare & insurance ✅ Independent — I work for YOU, not the insurance companies ✅ Compassionate, no-pressure guidance ✅ Fluent in the complexity of Medicare, claims & compliance

I've spent decades inside the healthcare system — I know how confusing and overwhelming it can be. My mission is simple: cut through the noise, explain your options in plain language, and help you make the best decision for your unique situation.
 
Let's Talk!

Whether you're approaching Medicare eligibility, looking to protect your income, planning for retirement, or making sure your family is covered no matter what — I'm here to help. There's never any pressure and never any obligation. Just honest, expert guidance from someone who genuinely cares.

📞 980.230.6581 📧 jodiemoyes@gmail.com
Schedule a Free Consultation →
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Frequently Asked Questions
 


Do you offer free quotes?

Yes. We always offer a free, no-obligation quote on any insurance coverage option you are interested in.

Do I need to come to your office to get a quote?

You are more than welcome to visit us at our office or you can call us over the phone to receive a quote. We want you to choose whichever is most convenient for you.

What types of insurance do you offer?

We offer many insurance options including Medicare Health Insurance, Life, Final Expense, Hospital Indemnity, Dental, Cancer and Retirement Planning. Contact us and we will happily discuss our coverage options.

Is whole life insurance better than term life?

It really comes down to which is better for YOU. Everyone has different needs at different stages of their life. Other factors including budget and marital status might influence your decision on which one to choose. We can help explain the difference between the coverage options and help you make an educated decision.

Speak to Jodie Moyes.

Contact us today to make an appointment.
CONTACT US TODAY